The best free alternative to Splitwise
Unlimited expenses. Unlimited groups. No paywall. No ads. Built by students, for students — and used by everyone, everywhere.
No credit card required. No premium tier. Free means free.
Jane paid
Dinner
$42.50
Mike owes
Groceries
$18.75
Settled up!
Rent split
$0.00
Why pay for splitting bills?
Other apps charge $3-5/month for basic features. We think that's unfair. SplitEqui gives you everything — for nothing.
Everything you need, nothing you don't
From roommates to road trips. All features. All free. All the time.
Unlimited Groups
Trips, apartments, couples, friend circles — create as many as you need.
Unlimited Expenses
Log every coffee, every dinner, every bill. No limits. Ever.
Equal or Custom Splits
Split evenly, by percentage, by shares, or exact amounts. Your call.
One-Click Settle Up
See who owes who and settle debts instantly. Keep friendships clean.
Email Digest
Get daily summaries of your expenses. Never lose track of a split.
Secure & Private
Bank-grade security with row-level policies. Your data stays yours.
Splitting in 3 steps
Takes 30 seconds. We timed it.
Create a group
Roommates, road trip crew, or your partner — add anyone.
Add expenses
Who paid, how much, how to split it. Done in seconds.
Settle up
See simplified debts and settle with one click. Stay even.
Built by students, for students
We got tired of paying for apps that should be free. So we built one. SplitEqui was created by students who split everything — rent, groceries, trips, takeout — and got frustrated by paywalls on basic features.
No VC funding. No investors demanding revenue. Just a tool that works, built with care, and shared with everyone for free.
Used everywhere, loved by everyone
“Switched from Splitwise Pro and haven't looked back. Same features, zero cost. Why did I ever pay?”
“Our whole dorm floor uses SplitEqui for groceries, utilities, and takeout. It's the GOAT.”
“We used it for our entire Europe trip — 4 people, 3 weeks, 200+ expenses. Flawless and free.”
Stop paying for expense splitting
Join thousands of students and friends who split smarter — for free, forever.
Get started — it's freeNo credit card. No trial. No catch. Just free.
SplitEqui vs Splitwise — Why Thousands Are Switching
Looking for a free Splitwise alternative? Here's a detailed comparison of SplitEqui vs Splitwise so you can decide which expense splitting app is right for you.
| Feature | SplitEqui | Splitwise |
|---|---|---|
| Unlimited expenses | Free | $4.99/mo |
| Unlimited groups | Free | $4.99/mo |
| Custom split ratios | Free | $4.99/mo |
| Percentage splits | Free | $4.99/mo |
| Ad-free experience | Always | $4.99/mo |
| Email expense digest | Free | $4.99/mo |
| One-click settle up | Free | Free |
| Debt simplification | Free | Free |
| Multi-currency | Free | $4.99/mo |
| Price | $0 forever | $4.99/mo or ads |
SplitEqui is the best free Splitwise alternative for students, roommates, couples, and friend groups. Every feature Splitwise locks behind a $4.99/month paywall is available for free on SplitEqui — no premium tier, no ads, no catch.
Frequently Asked Questions
Is SplitEqui really 100% free?
Yes. SplitEqui is completely free — no premium tier, no paywall, no ads, and no hidden fees. Unlimited expenses, unlimited groups, custom splits, email digests, and every other feature are included at zero cost. Free means free, forever.
How is SplitEqui different from Splitwise?
Splitwise charges $4.99/month (Splitwise Pro) to unlock features like unlimited expenses, custom split ratios, receipt scanning, and ad removal. SplitEqui includes all of these features for free. There is no paid tier — every user gets the full experience without paying a cent.
Can I switch from Splitwise to SplitEqui?
Absolutely. SplitEqui works the same way — create groups, add expenses, see who owes who, and settle up. Many users have switched from Splitwise Pro and found SplitEqui to be a perfect replacement without the monthly fee.
Is SplitEqui good for roommates and rent splitting?
SplitEqui is perfect for roommates. Track rent, utilities, groceries, household supplies, and shared subscriptions. Create a group for your apartment and log every shared expense. The app calculates optimized debts so each roommate makes the fewest payments possible.
Can I split bills with friends on a trip?
Yes! SplitEqui is widely used for travel expense sharing. Create a trip group, add expenses as you go (dinners, hotels, transport, activities), and settle up at the end. Users regularly track 200+ expenses per trip across multiple currencies.
What types of splits does SplitEqui support?
SplitEqui supports equal splits, percentage splits, share-based splits (e.g., 2x for one person), and exact amount splits. You have full control over how each expense is divided among group members.
Is my financial data secure on SplitEqui?
Yes. SplitEqui uses bank-grade security with Supabase row-level security policies. Your data is encrypted in transit and at rest. Only you and your group members can see your shared expenses.
How do I split expenses equally with friends?
Create a free SplitEqui account, add your friends to a group, then add an expense and choose 'split equally.' SplitEqui automatically divides the cost evenly and tracks who owes what. Settle up anytime with one click.
Is there a free expense tracker with no ads?
SplitEqui is completely ad-free and always will be. Unlike Splitwise (which shows ads on the free plan and charges $4.99/month to remove them), SplitEqui never shows advertisements. Your expense tracking experience is clean and distraction-free.
Who built SplitEqui and why is it free?
SplitEqui was built by students who were frustrated by paying for expense-splitting apps. There are no investors demanding revenue. It's a passion project shared with everyone for free — because splitting bills shouldn't cost money.
The Free Expense Splitting App for Every Situation
Whether you're splitting rent with roommates, tracking travel expenses, or managing shared bills — SplitEqui handles it all, for free.
Roommate Bill Splitting
Split rent, utilities, groceries, Wi-Fi, and household supplies with your roommates. Track every shared expense and settle up monthly with simplified debt calculations.
Travel & Trip Expenses
Going on a trip with friends? Add hotels, flights, restaurants, taxis, and activities to a shared group. SplitEqui handles multi-person expenses and calculates the simplest way to settle up.
Couple Expense Tracking
Share expenses with your partner — dinners, subscriptions, groceries, dates. Keep your shared finances transparent and balanced without awkward money conversations.
Student Group Projects
Split costs for study materials, food runs, event expenses, and shared subscriptions. Built by students, SplitEqui understands how student life works.
Friend Group Dinners
Going out with friends? Log who paid, split the bill equally or by item, and track running balances across multiple outings. No more guessing who owes what.
Event & Party Planning
Organizing a birthday party, BBQ, or holiday gathering? Track every contribution and expense. Everyone sees what was spent and what they owe — all in one place.
Ready to Stop Paying for Splitwise?
Thousands of students, roommates, and friend groups have already switched from Splitwise to SplitEqui. Join them and split expenses for free — no credit card, no trial period, no premium tier.
Switch to SplitEqui — Free ForeverThe best free Splitwise alternative. Unlimited expenses. Unlimited groups. No ads. No paywall. Just free.